Health holds importance in our lives. Everyone deserves access to top-notch healthcare services as a basic human right. However, the steep expenses associated with care can place a financial burden on individuals and families, particularly those belonging to less affluent communities. In response to this issue, the Government of India introduced the Pradhan Mantri Jan Arogya Yojana (PM-JAY), also known as the Ayushman Bharat Golden Card scheme, to offer affordable healthcare services to those in need.
The Ayushman Bharat Golden Card grants eligible beneficiaries seamless and paperless access to healthcare services. This program provides coverage of up to 5 lakh rupees per family annually for secondary and tertiary care hospitalisations. Each beneficiary receives a card that acts as their unique identification for accessing benefits under this scheme.
The Ayushman Bharat Golden Card offers a variety of benefits that make it a comprehensive healthcare solution for recipients. Some key features include:
To qualify for the Ayushman Bharat Golden Card, individuals need to meet the following requirements:
While the Ayushman Bharat Golden Card aims to offer healthcare access to a portion of the population, some groups are excluded. Individuals and families falling under the categories listed below are not qualified for the PM-JAY Golden Card:
To apply for the Ayushman Golden Card online, you can easily complete the application process online or offline. Here's how you can do it:
Step 1: Go to the website of Pradhan Mantri Jan Arogya Yojana (PM-JAY),
Step 2: Select your state from the menu in the "How to Apply" section.
Step 3: Follow the state website instructions to fill out the application form.
Step 4: Upload documents like identification, proof of address, and income details.
Step 5: Submit your completed application form online.
Step 1: Find a Common Service Center (CSC) or an enrollment centre in your locality.
Step 2: Provide required documents such as ID proof, address proof, income details and a recent photo.
Step 3: The enrollment centre will assist you in completing and submitting the application form on your behalf.
Step 4: Once your application is submitted successfully, you'll receive an acknowledgement and an estimated timeline for receiving the Ayushman Bharat Golden Card.
Once you get your Ayushman Bharat Golden Card, make sure to activate it before using it for healthcare services. Follow these steps to activate and use your card:
Remember, the Ayushman Bharat Golden Card works at empanelled hospitals and healthcare facilities. So, it's wise to check the list of hospitals in your area before seeking treatment.
The Ayushman card (Pradhan Mantri Jan Arogya Yojana) is a national scheme, while the Golden Card is a state-specific healthcare scheme. However, they both aim to provide healthcare benefits to eligible beneficiaries.
You cannot download the Ayushman Bharat Golden Card directly. It is a physical card issued to eligible beneficiaries after verification by the respective state authorities. You need to apply through the prescribed process in your state.
To check the status of your Golden Health Card application, you should contact the designated authorities or visit the official website of the respective state's Golden Card scheme and provide your application details.
If your Golden Health Card application is rejected, review the reasons for rejection carefully. You may have the option to appeal the decision or reapply after addressing any discrepancies or missing information as per the state authorities' guidelines.
The validity period of the Golden Health Card varies across states, but it generally needs periodic renewal. To renew your card, follow the renewal process outlined by your state authorities, which may involve submitting updated documentation and undergoing verification.